What Is an IBAN Account?
An IBAN account is a standardised banking format used internationally to identify bank accounts across borders. It ensures that payments are processed accurately, reducing errors and speeding up global transaction. Some of the benefits of an IBAN Account are:
1. Global Compatibility
Easily send and receive payments to over 70 countries that use IBAN, including most of Europe, the Middle East, and parts of Asia.
2. Accurate Transactions
Reduce errors with the IBAN’s standardized format, which includes all necessary bank and account details.
3. Streamlined Cross-Border Payments
IBAN accounts make international transfers faster and more efficient, ensuring your funds reach their destination on time.
4. Cost Efficiency
Avoid unnecessary fees or delays by providing precise account details for international transactions.
5. Multi-Currency Support
Receive payments in a variety of currencies and convert them at competitive rates, supporting global business growth.
Virtual IBANs
Create multiple virtual IBANs under a single main account. Simplify payment reconciliation by assigning unique IBANs to clients, departments, or revenue streams.
Real-Time Payments
Process payments instantly or on the same day, depending on the destination country. Access global payment networks like SEPA (Single Euro Payments Area) and SWIFT.
Multi-Currency Management
Hold balances in multiple currencies within a single IBAN account. Access competitive foreign exchange rates for conversions.
Comprehensive Reporting
Monitor transactions with detailed reporting and analytics. Simplify compliance and auditing with transparent payment records.
Simplify Payments with CardPayGO – Your Trusted Payment Services Provider
Take your business to the next level with our seamless, secure, and scalable payment solutions. Whether you’re selling online, in-store, or on the go, we provide everything you need to accept payments, manage transactions, and grow your revenue.
The Solution Your Business Deserves
We’re more than just a payment processor. We’re your partner in growth. When you work with us, you’ll enjoy:
Mobile Apps
With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices
Fraud Management
Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.
PDQ Transactions
For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.
Payment Modules
To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.
Direct Integration
With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.
Hosted Form
In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page
